Let Active Appraisals Corp. handle your appraisal

To many, an appraisal just looks like another cost in the long list of items for a home purchase or refinance. The majority of lenders still call in a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation processes that might appear more prudent than an appraisal. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are more cases when the services of a licensed, independent real estate professional could be helpful.

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Let Active Appraisals Corp. help you dispute your tax assessment in Suffolk County

It's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a previous assessment of your house, so if values are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from Active Appraisals Corp. is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment.

PMI removal will lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the real estate, nearly all lenders ask homeowners to purchase an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is damaging because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

Active Appraisals Corp. can produce a statement regarding the value of your home, and the cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is an especially daunting experience for the parties involved, and it is often further complicated by the troublesome decision of who gets the home. So both parties are entirely aware of the true market value of their property, it's a good idea to order an appraisal from Active Appraisals Corp., regardless of the circumstances.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with Active Appraisals Corp.Settling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these matters. And since a home or other property often makes up an uneven share of the total estate value, knowing the certain value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Relocating to or from Suffolk County

Employee relocation is a real pain, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide input on the positive attributes of their property, as well as information about any recent sales or listings in their area that they want considered.

Don't sell out for too little or keep your home on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.